Best Prop Firms in the USA 2026

US traders face unique challenges in the prop firm space. Regulatory restrictions mean fewer forex prop firms accept US clients, but the futures side is strong with Chicago-based firms offering direct CME access. The recent FTMO US launch via OANDA has opened new doors for US forex traders. We evaluated firms on US accessibility, regulatory standing, and suitability for American traders.

#1

Topstep

Most Trusted

The longest-running prop firm in existence — 14 years of consistent payouts. Commission-free execution on TopstepX and the most forgiving EOD drawdown model.

8.9
/ 10
Max Funding
$150,000
Profit Split
100% first $10K, then 90%
100K Price
$49/mo
Trustpilot
4.5 / 5
Platforms: TopstepX
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#2
FTMO Gold Standard

The original prop firm challenge — global brand with the highest trader trust. Refunds challenge fee on first payout. Recently launched FTMO US via OANDA partnership.

Rating
8.7
100K
€540
Split
80-90%
8.7
#3
Apex Trader Funding Most Flexible

Maximum platform flexibility with 14+ options. Keep 100% of your first $25K — the highest initial retention in the industry. Up to 20 simultaneous funded accounts.

Rating
8.5
100K
From $167
Split
100% first $25K, then 90%
8.5
#4
Tradeify Rising Star

Fast-growing futures prop firm with EOD trailing drawdown and competitive pricing. Simple rules and a clean evaluation process make it a strong Topstep alternative.

Rating
8.3
100K
~$150
Split
80-90%
8.3
#5
E8 Funding Fast Growth Promo

Rapidly-growing forex/CFD firm with flexible 1-step and 2-step evaluations. High Trustpilot score and aggressive pricing make it a strong mid-tier contender.

Rating
8.1
100K
$228
Split
80%
8.1
#6
Fidelcrest High Ceiling

One of the oldest prop firms still operating, with a massive $2M maximum funding ceiling. Cyprus-based with 7+ years of track record. Premium pricing reflects institutional positioning.

Rating
8.0
100K
From €474
Split
80-90%
8.0
#7
Bulenox Value Pick

Budget-friendly futures prop firm with a simple 1-step evaluation and 90% profit split. Strong value proposition for cost-conscious futures traders looking for straightforward rules.

Rating
7.7
100K
$175
Split
90%
7.7
#8
Earn2Trade Education Focus

Education-first futures prop firm with the Gauntlet Mini evaluation. Strong emphasis on trader development with courses, webinars, and a structured learning path alongside funded account access.

Rating
7.5
100K
From $315
Split
80-90%
7.5
#9
Surge Trader Audition Model

Unique audition-style evaluation sets it apart from standard challenge models. $1M maximum funding with scaling. Higher pricing reflects the one-step audition approach.

Rating
7.3
100K
From $499
Split
75-90%
7.3
#10
OneUp Trader Simple Rules

Veteran futures prop firm with straightforward rules and a subscription-based evaluation model. Multi-platform support and 90% profit split make it a reliable mid-tier choice.

Rating
7.2
100K
From $125/mo
Split
90%
7.2
#11
TradeDay Newcomer

Fresh entrant to the futures prop space with competitive pricing and modern platform support. TradingView integration and 90% profit split make it appealing despite limited track record.

Rating
7.2
100K
$199
Split
90%
7.2

How We Chose the Best Prop Firms in the USA

Top prop firms for US-based traders, including US-regulated firms and those with OANDA/CME partnerships.

01 US jurisdiction or explicit US market access
02 NFA affiliation or regulated broker partnership for US traders
03 Direct CME access for futures traders
04 No restrictions on US-based traders signing up or receiving payouts
05 USD-denominated accounts with US-friendly payment methods

Frequently Asked Questions

What is the best prop firm for US traders?

For futures, Topstep is the top choice — US-based in Chicago, NFA-affiliated, with 14 years of operation and $1.1B+ in payouts. For forex, FTMO US (via OANDA partnership) is the best option for American traders who want a regulated broker backing their funded account.

Can US traders use forex prop firms?

Yes, but options are limited compared to non-US traders. FTMO US launched via OANDA to specifically serve the US forex market. FundedNext and The5ers also accept US traders. Some firms restrict US signups due to regulatory complexity. Always verify US eligibility before purchasing a challenge.

Are prop firms regulated in the United States?

Most prop firms are not directly regulated. However, US-based futures firms like Topstep operate within the NFA/CFTC framework. FTMO US operates through OANDA, a regulated US broker. The lack of direct regulation means traders should prioritise firms with long track records and transparent payout histories.

Affiliate disclosure: Some links on this page are affiliate links. We may earn a commission if you purchase a challenge through our links, at no extra cost to you. This does not influence our rankings — firms are rated on payout history, challenge fairness, Trustpilot score, and value for money. Full methodology.