Head-to-head comparison
FTMO vs Topstep
Detailed side-by-side breakdown of scores, funding, costs, and payouts. Updated for 2026.
F
FTMO
Gold Standard8.7
out of 10
VS
T
Topstep
Most Trusted8.9
out of 10
Verdict
Topstep wins by 0.2 points
Topstep scores 8.9/10 compared to FTMO's 8.7/10. The higher score reflects stronger performance across payout history, challenge fairness, Trustpilot ratings, and value for money.
Score breakdown
Payout History
9.5
vs 9.8
FTMO Topstep
Challenge Fairness
8.3
vs 8.5
FTMO Topstep
Trustpilot Score
9.6
vs 8.8
FTMO Topstep
Value for Money
7.5
vs 8.7
FTMO Topstep
Full comparison
| Feature | FTMO | Topstep |
|---|---|---|
| Overall Score | 8.7/10 | 8.9/10 |
| Max Funding | $200,000 | $150,000 |
| Profit Split | 80-90% | 100% first $10K, then 90% |
| 100K Price | €540 | $49/mo |
| Challenge Type | 1-step / 2-step | 1-step (Trading Combine) |
| Platforms | MT4, MT5, cTrader, DXtrade | TopstepX |
| Trustpilot | 4.8 ★ | 4.5 ★ |
| Established | 2015 | 2012 |
| Jurisdiction | Czech Republic (Prague) / United States (FTMO US) | United States (Chicago, IL) |
| Total Payouts | $500M+ (firm-reported) | $1.1B+ (firm-reported) |
| Active Traders | 200,000+ | 150,000+ |
| Broker Backing | OANDA partnership for US market | Direct CME access |
+ FTMO strengths
- ✓ Most recognised brand in prop trading — highest conversion for referrals
- ✓ Challenge fee refunded on first payout — effectively free if you pass
- ✓ 4.8 Trustpilot from massive review volume — proven trust
- ✓ Multi-platform: MT4, MT5, cTrader, DXtrade
- ✓ FTMO US via OANDA brings regulated broker backing to American traders
+ Topstep strengths
- ✓ 14 years of operation — longest track record in the prop firm industry
- ✓ $1.1B+ in total payouts — the most of any prop firm
- ✓ Commission-free execution on TopstepX saves $800-1,200/month for active traders
- ✓ EOD trailing drawdown is more forgiving than intraday trailing models
- ✓ $49/month for 100K evaluation is the cheapest monthly entry in the market